Holiday Schedule Overview

In 2026 the United States celebrates its 250th birthday on Saturday, July 4. Because the holiday lands on a weekend, the federal government observes the day on the preceding Friday, July 3. The Office of Personnel Management confirms that July 3 will be treated as a federal holiday for pay and leave purposes.

Bank Hours

National banks and most financial institutions will remain open on Friday, July 3, offering normal transaction services. However, on Saturday, July 4, all banks will be closed in accordance with the federal holiday schedule.

U.S. Postal Service

The United States Postal Service (USPS) will keep its post offices open on Friday, July 3, with regular mail delivery throughout the day. Retail services, such as in‑person transactions, will be unavailable on Saturday, July 4, and no regular residential or business mail will be delivered that day. Priority Mail Express remains available 365 days a year, including the holiday, for urgent shipments.

Package Delivery Services

UPS will not provide pickup or delivery services on Saturday, July 4, and UPS Store locations are likely to be closed. Customers needing UPS services should schedule shipments for Friday, July 3, when normal operations resume. FedEx similarly suspends its standard pickup and delivery services on July 4, and FedEx Office hours will be modified. For critical needs, FedEx Custom Critical offers 24/7 service even on the holiday.

Other Federal and State Offices

Many state agencies, including the Illinois Secretary of State and local courts, will observe the Friday holiday and close their offices. Courts in Illinois, as well as other state courts, will be closed on July 3. Retail stores, including grocery and department stores, generally stay open on both July 3 and July 4, allowing shoppers to purchase supplies for holiday celebrations.

Financial Markets

The New York Stock Exchange and Nasdaq will be closed on Friday, July 3, mirroring the observed holiday schedule. This pause in trading gives investors a chance to plan for the long weekend.

By understanding these schedules, customers can plan banking trips, mail shipments, and package deliveries around the observed holiday on July 3 and the actual Independence Day holiday on July 4, ensuring a smooth and uninterrupted celebration of America’s 250th birthday.